Ferrari 612 Scaglietti
Ferrari F430From the Number plates, we can know a few things, both are registered in Mannheim, they are most possibly owned by the same person or the owners come from the same family and the cars are registered only a short time from each other. But of all places, why did they choose to park near in front of a hair saloon in a student area? I bet they are the owners of that hair saloon
Seems that there are quite a number of wealthy people in Germany. It's not quite surprising because a big part of Germans don't really like to have children. And when they have no children, they have no "liabilities". It is also a issue that a lot of women are working and they don't want to have children because they have chose their carrier above a family. This is causing the birth rate in Germany for the past decade to fall dramatically. It is now a enormous problem for the German nation because currently the number of retired people out number the working class people almost twice. How is it a problem to the German nation future?
The German Pension Scheme
Well in Germany, the pension system is quite different, different from KWSP. Instead of everyone having an individual KWSP account of themselves, each month a sum of money is deducted from the salary of a working citizen and put together into one big fund that is used to pay the pension of the retirees.
Because the number of people working are declining as a result of less people want to have children for the past decade or two, the retirement fund is shrinking while the number of people depending on it is growing (there are more old people than working people). So, in the near future, the fund will be completely depleted and the retirees have to support themselves.
A short term solution is to increase the deduction from the working class. But currently almost half of a workers salary is deducted to pay for pensions and insurance and health care. This is the money that will be used to pay pensions and for the workers personal health insurance which is compulsory for every one that stays in Germany. So if u have a gross salary of 3000 euros, u will only get a net salary of around 1600 euros. But if the government decides to do that, imagine whats left of a workers salary. The current deduction is high enough, deduction it further will only worsen things.
A better solution is to restructure the pension system so that everyone is responsible for their own pension, like KWSP. But that is not something you can do overnight. it is impossible to directly change the system when there are more old people relying on the fund than the people supporting the fund. Somebody would have to add in extra money to the fund so that each old person will get enough money to support his everyday life. Apart from that, the government should come up of better ways to encourage people to get married and have children. one way is to improve the kindergarten system so that working mothers have not to worry much about their children when their work, thus encourage working families to have children.
Currently, similar to the Singapore government, the German government have introduced incentives for families with children wheres the government will give about 150 euros per child per month to the family until the child is finishes school or University. This incentive has been made full use mostly by the Turkish community where they have many children, sometimes 8 children at a time. So 8 x 150 = 1200 euros of extra income for that family per month apart from they normal income that normally is around 2000-3000 euros per month. Its no surprise that some Turkish families in Germany are able to afford Mercedes or BMWs which are quite expensive in spite being built in Germany. And its good to point out 150 euros is quite a lot of money, 150 euros is RM712.42 (on 15/7/2007) and dont be mistaken, but the value is also about the same as what its worth in Malaysia. in other words 150 euros is enough to support the particular child for a month. However its not enough for luxury. But with a large number of children, this will account for something, because it is cheaper for some things when bought in large quantities, such as food. In that respect, a big family would be an advantage. Talk about "cheaper by the dozen"....
Its also good to point out that if this trend of childless families continue, in a few year, Germans population will go down by a few millions, yes, a few millions. Also, with declining working people, shortages of man power are expected in a decade or so.
So in case you are wondering how a country gets into big trouble, the topic discussed above might be one of the answers.....
Tchuss
Seems that there are quite a number of wealthy people in Germany. It's not quite surprising because a big part of Germans don't really like to have children. And when they have no children, they have no "liabilities". It is also a issue that a lot of women are working and they don't want to have children because they have chose their carrier above a family. This is causing the birth rate in Germany for the past decade to fall dramatically. It is now a enormous problem for the German nation because currently the number of retired people out number the working class people almost twice. How is it a problem to the German nation future?
The German Pension Scheme
Well in Germany, the pension system is quite different, different from KWSP. Instead of everyone having an individual KWSP account of themselves, each month a sum of money is deducted from the salary of a working citizen and put together into one big fund that is used to pay the pension of the retirees.
Because the number of people working are declining as a result of less people want to have children for the past decade or two, the retirement fund is shrinking while the number of people depending on it is growing (there are more old people than working people). So, in the near future, the fund will be completely depleted and the retirees have to support themselves.
A short term solution is to increase the deduction from the working class. But currently almost half of a workers salary is deducted to pay for pensions and insurance and health care. This is the money that will be used to pay pensions and for the workers personal health insurance which is compulsory for every one that stays in Germany. So if u have a gross salary of 3000 euros, u will only get a net salary of around 1600 euros. But if the government decides to do that, imagine whats left of a workers salary. The current deduction is high enough, deduction it further will only worsen things.
A better solution is to restructure the pension system so that everyone is responsible for their own pension, like KWSP. But that is not something you can do overnight. it is impossible to directly change the system when there are more old people relying on the fund than the people supporting the fund. Somebody would have to add in extra money to the fund so that each old person will get enough money to support his everyday life. Apart from that, the government should come up of better ways to encourage people to get married and have children. one way is to improve the kindergarten system so that working mothers have not to worry much about their children when their work, thus encourage working families to have children.
Currently, similar to the Singapore government, the German government have introduced incentives for families with children wheres the government will give about 150 euros per child per month to the family until the child is finishes school or University. This incentive has been made full use mostly by the Turkish community where they have many children, sometimes 8 children at a time. So 8 x 150 = 1200 euros of extra income for that family per month apart from they normal income that normally is around 2000-3000 euros per month. Its no surprise that some Turkish families in Germany are able to afford Mercedes or BMWs which are quite expensive in spite being built in Germany. And its good to point out 150 euros is quite a lot of money, 150 euros is RM712.42 (on 15/7/2007) and dont be mistaken, but the value is also about the same as what its worth in Malaysia. in other words 150 euros is enough to support the particular child for a month. However its not enough for luxury. But with a large number of children, this will account for something, because it is cheaper for some things when bought in large quantities, such as food. In that respect, a big family would be an advantage. Talk about "cheaper by the dozen"....
Its also good to point out that if this trend of childless families continue, in a few year, Germans population will go down by a few millions, yes, a few millions. Also, with declining working people, shortages of man power are expected in a decade or so.
So in case you are wondering how a country gets into big trouble, the topic discussed above might be one of the answers.....
Tchuss
2 comments:
eh, cuba ler tengok Who Killed The Electric Car.
kalo takleh download, try ler sewa ker, mesti tak ruginyer.
Aku tgk trailler dia, aku rasa agak menarik cerita ni, sama kategori dengan farenheit 9/11 & Sicko....Rasa nak beli kereta elektrik pulak
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